Live session: America’s Credit Union on 5 years of AIOctober 24, 2026 11:00 amRegister
interface.ai

From digital to intelligent bankingWe're building what's next

interface.ai helps financial institutions leapfrog from digital banking to intelligent banking. We empower organizations to scale efficiently, serve customers smarter, and create connected, human experiences – all powered by AI.

Global team of interface.ai people mapped across the worldOpen Positions

Our mission and vision remain at the heart of everything we do

Our mission

Empower every financial institution to scale efficiently and help their customers achieve financial wellness.

Our vision

To help financial institutions leapfrog from digital to intelligent banking, and continually set the pace for AI in the industry.

Who we are

interface.ai is the intelligent banking partner behind the world's most innovative financial institutions. As the AI leader in financial services, we are transforming how credit unions and banks connect with their customers – enabling them to deliver personalized, always-on service that feels human, efficient, and secure.

We're driven by one belief: when technology empowers people, everyone wins – customers, employees, and institutions alike.

Built on innovation

Since our founding, we've set out to reimagine what banking can be and how it should feel. From automating everyday transactions to personalizing customer conversations, interface.ai gives financial institutions the intelligence to serve better and grow faster.

Growing with innovation

200+ Financial Institutions served globally
Millions of AI-powered interactions every month
24/7 intelligent service with 90% automation accuracy
Trusted by 100+ banks and CUs globally
Raised $30M; most valuable agentic banking AI company

Growing with purpose

We're the partner behind intelligent banking, helping teams modernize customer experiences, streamline operations, and build the banks of the future.

Our customers include credit unions and banks of every size – from community-focused institutions to global enterprises – all using interface.ai to build trust, loyalty, and growth through automation.

Press and announcements

interface.ai in the spotlight

We've had a breakout year – and people are noticing.

Raised $30M Series A in 2024 (after bootstrapping to profitability).
Called the "most valuable Agentic AI company in banking".
Featured in Forbes, TechCrunch, Fintech Futures & more.
Our platform powers 16M+ users and handles 1.5M+ conversations daily.
Customers report
98% call accuracy
80%+ call automation
$6.6M+ in revenue growth

We're not just promising change – we're delivering it.

Company timeline & growth highlights

2015–2018
Foundational R&D
Operated as Payjo, building AI powered payment solutions and early AI assistants for financial institutions in emerging markets.
Focused on conversational AI and early chatbot adoption.
2019
interface.ai is Born
Rebranded and launched in the U.S. with a focus on mid-sized banks and credit unions.
Vision for BankGPT – a proactive, AI-first financial concierge – takes shape.
2021
Early Growth
Crossed $2M in revenue.
Platform matured from embedded AI to unified, cross-channel AI systems.
2022–2023
Market Expansion
Built deep ecosystem partnerships and integrations (core banking, mobile, fraud systems).
Grew daily AI conversations to 1M+, launched Frontline AI and Chat AI suites.
2024
Funded & Scaling
Secured $30M in Series A funding after bootstrapping.
Became the most valuable AI company in banking.
ARR in tens of millions, targeting $100M+.
Launched Agentic AI agents (Orbit, Sphere, Nexus) and Biometric/Call Forensics AI tools.
2025
Scaling with Intent
Serving 100+ financial institutions, reaching 16M+ end users.
Processing 1.5M+ AI interactions daily.
Introduced Dynamic Knowledge, Cloned AI Voices and Smarter Card Experiences.
Positioned to lead the $200B+ intelligent banking transformation market.

Where we work from

interface.ai is a global team with remote and hybrid hubs across North America and India. We are spread across continents but aligned in purpose.

Map of North America with team locations
North America
(HQ in California)
Map of India with team locations
India

Meet the people behind interface.ai

Srinivas Njay
Chief Executive Officer
Bruce Kim
Chief Technology Officer
Vivek Swaminathan
Chief of Staff
Sritulasi Edpuganti
Head of Product

What it's like to work at interface.ai

Curious thinkers. Bold builders. Lifelong learners. Here, ownership and candor aren't buzzwords – they're how we ship.

Core values
Act Like You're the Founder
Own the outcome from start to finish
No Fear. Speak Your Mind
Candor moves us forward
Pursuit of Excellence
Raise the bar, every time
AI-First Mindset
Think automation in every solution
Don't Assume – Seek to Understand
Start with questions, not conclusions

Culture at interface.ai

We don't just build AI. We build each other. Culture at interface.ai is about people who care, complex ideas and real impact.

Testimonials

interface.ai

The opportunity to grow and develop has been amazing at interface.ai. There are no barriers to learning or moving into new roles – what you put in you get out of it.

Kate
Demand Gen, Marketing
interface.ai

One thing I appreciate about working here is the flexibility to grow in my sales career from the comfort of my own home, while also traveling occasionally. I've learned a lot here at interface.ai, and I'm hungry to keep learning!

Chris Davis
BDR/Sales
interface.ai

I realized early on that interface.ai really operates as a true meritocracy — your effort and results genuinely define your growth. You have the freedom to shape your own path and see the real impact of what you do every day.

Jose Lopez
Manager - Customer Success

Awards and recognition

interface.ai cofounder Srinivas Njay built a powerful virtual financial assistant with just $1 million in capital. The VCs are lining up - but like many self-funded entrepreneurs, he doesn't need them.

Know more

interface.ai Wins American Banker's Digital Banking Demo Challenge Presented in Partnership With NayaOne

Know more

Join us in building intelligent banking

We're growing fast – and looking for people ready to make an impact.

Apply now

Benefits & work-life balance

Health Coverage

We cover 100% of medical, dental, and vision premiums for employees and contribute toward dependents. Benefits are administered through Justworks and begin on the first of the month after your start date.

401(k) Match

We offer a 401(k) with a 4% company match.

Family & Reproductive Health Support (via Kindbody)

Access to fertility planning, IVF support, and family-building care through Kindbody.

Virtual Care & Wellness Support

Includes One Medical, Teladoc for 24/7 virtual care, Talkspace therapy sessions, and mental health support at no additional cost.

Ancillary Benefits

Company-paid life insurance, short-term disability, and long-term disability, with optional supplemental coverage available.

Remote / Hybrid Work

You can work remotely or in a hybrid setup. Performance matters more than location.

Parental Leave

Paid leave for new parents with full job protection.

PTO (DPTO Model)

Take time off when needed. No accrual banks or waiting periods — submit a request and coordinate with your manager.

Flexibility

You control your schedule and working style. We prioritize outcomes, not hours.

Free Food

Enjoy complimentary meals when working from our Palo Alto office, so you can stay focused without worrying about lunch.

Open Positions